is your business protected?

Workers Compensation

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.

Workers compensation insurance covers workers:

• Injured on the job

• Hurt on the workplace premises or elsewhere

• Hurt in auto accidents while on business.

• Work-related illnesses.

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General Liability

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

Broad Range of General Liability Protection

• Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.

• Property Damage coverage for the physical damage to property of others or the loss of use of that property.

• Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.

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Business Owners Package (BOP)

A Business Owner's Policy (BOP) is an affordable insurance package for small businesses that bundles General Liability Insurance and Commercial Property Insurance.

Basically, BOP Insurance protects your business by covering some of the most common risks it faces, including: 

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• Lawsuits over customer injuries or property damage.

• Lawsuits over defamation, copyright infringement, slander, and other advertising injuries.

• Damage to your equipment, furniture, and other business property.